HomePrepaid Debit Cards

Prepaid Debit Cards

Convenient, reloadable prepaid debit cards
Looking for a simpler way to manage your money? Netspend’s prepaid debit cards give you flexible, secure access to your funds—for shopping online, paying bills, traveling abroad, or just a reliable way to spend and save.

Overview

Netspend debit cards offer the benefits of a credit or bank card, but without the credit check, overdraft fees, or account minimums—no bank account needed. Pick one up at any of our Chicago locations. Load funds instantly and use it anywhere Visa cards are accepted, including online and internationally.

There will be a brief verification process when you first get your card. With Netspend, you’re in full control. It's an easy, safe alternative to carrying cash or dealing with credit cards.

How It Works

No bank account, credit check, or waiting period required.
  • Visit any of our locations with a valid ID and ask for a prepaid debit card.
  • A brief verification process will follow.
  • Final card activation is completed online by the cardholder.
  • Load money onto the card with cash or other accepted payment methods.
  • Use it anywhere Visa cards are accepted—online or in stores.
  • Reload anytime—stop by and add more funds to your card.

Benefits

  • Get a prepaid debit card instantly in-store
  • Reload funds at your convenience
  • Use your card internationally and online
  • Shop, pay bills, and withdraw cash
  • No overdraft fees or credit check required
  • Safe and secure way to manage your spending

What To Bring

Come to any of our store locations, with:
  • A valid photo ID (driver’s license, state ID, or passport) to verify the card is for you
  • Cash or other accepted payment method to load initial funds
  • Be ready to set up your card with a PIN and basic personal info

Fees & Limits

  • Netspend debit cards are not available without a valid ID for verification.
  • International use may be subject to additional card network policies.
  • Ask our staff about any fees and usage terms.
  • Find your local store for more details!