Privacy Policy
Effective Date: 11/17/2025
Barr Management, LTD. DBA Associated Currency Exchanges (“we,” “us,” or “our”) operates
www.assoc-cx.com (the “Site”) and provides digital marketing services, including SEO, PPC advertising,
email campaigns, social media management, and analytics tracking. We are committed to protecting
your privacy and handling personal data responsibly. This Privacy Policy explains how we collect, use,
disclose, and safeguard information when you visit our Site, use our services, or interact with our
marketing tools.
By using the Site or our services, you consent to the practices described here. If you do not agree, please
do not use the Site.

1. Information We Collect
   We collect information to deliver personalized marketing services, improve user experience, and comply
   with legal obligations. Types include:
   Personal Information (PII): Provided voluntarily, such as name, email address, phone number, company
   details, billing information, or IP address when you:

• Fill out contact forms, subscribe to newsletters, or request quotes.
• Sign up for marketing or other email communications, text communications, downloads, or
  account creation.
• Engage in consultations or customer onboarding.
  Non-Personal Information (Non-PII): Automatically collected via cookies, pixels, or analytics tools (e.g.,
  Google Analytics), including:
• Device type, browser, OS, and usage data (e.g., pages visited, time spent).
• Location data (approximate via IP).
• Behavioral data for retargeting ads and/or remarketing.
  We do not knowingly collect data from children under 13 (or 16 in some jurisdictions). If we discover
  such data, we will delete it promptly.

1. How We Use Your Information
   We use collected data for legitimate business purposes, including:

• Providing and improving services (e.g., sending tailored marketing reports or ad campaigns).
• Communicating via email, SMS, or calls for inquiries, newsletters, or promotions (you can opt out
  anytime).
• Analyzing Site performance and user trends to optimize marketing strategies.
• Personalizing content, ads, recommendations, and SEO.
• Preventing fraud, ensuring security, enforcing our terms, and complying with laws (e.g.,
  responding to subpoenas).
• Sharing aggregated/anonymous data for research or industry benchmarks.
  Under GDPR (if applicable), our legal bases include consent, contract performance, legitimate interests
  (e.g., fraud prevention), and legal obligations.

1. Sharing Your Information
   We do not sell, rent, or trade PII for profit. Sharing occurs only in these cases:

• Service Providers: With trusted third parties (e.g., Google for analytics, Mailchimp or for emails,
  HubSpot for CRM, or other comparable trusted platforms) under strict confidentiality. They are
  contractually bound to protect data.
• Business Transfers: If we merge, acquire, or sell assets, your data may transfer to the new entity
  (with notice).
• Legal Requirements: To comply with laws, court orders, or protect rights/safety.
• With Consent: For marketing partnerships or affiliates, only if you opt in.

1. Data Security and Retention
   We implement reasonable measures (e.g., SSL encryption, firewalls, access controls) to protect data, but
   no system is 100% secure. Report suspected breaches to question@barrmgmt.com .
   We retain data only as needed:

• PII: For the duration of our relationship plus 2 years post-termination, or longer for legal reasons.
• Non-PII: Up to 26 months for analytics.

1. Your Rights and Choices
   Depending on your location, you may have rights under GDPR, CCPA, or similar laws:

• Access, correct, or delete your data.
• Withdraw consent or object to processing.
• Request data portability.
• Non-discrimination for exercising rights.
  To exercise rights, email question@barrmgmt.com . We respond within 45 days (or 90 for complex
  requests).
  Cookies and Tracking: We use essential, functional, and marketing cookies. Manage preferences via our
  Cookie Banner or browser settings. Opt out of Google Analytics here: tools.google.com/dlpage/gaoptout.
• Do Not Track (DNT): We honor browser DNT signals where possible.
• Marketing Opt-Out: Unsubscribe links in emails; update preferences in your account.

1. Third-Party Links and Services
   Our Site links to external sites (e.g., social media, ad platforms). We are not responsible for their content
   and/or privacy practices—review theirs before sharing data
2. Children’s Privacy
   The Service is not directed to children under 13 (or higher where required). We do not knowingly collect
   their data.
3. Changes to This Policy
   Material changes will be posted with a new effective date. Continued use constitutes acceptance.
4. Contact Us
   Barr Management, LTD. DBA Associated Currency Exchanges
   question@barrmgmt.com
   2400 W. Devon Ave. Chicago, IL 60659
   © 2025 Barr Management, LTD. DBA Associated Currency Exchanges All rights reserved.
   Barrmgmt Terms 11-2025 | Barrmgmt Privacy 11-2025